Long-Term Care Insurance

Sample Pricing

Sample Pricing

The pricing below is meant to provide a general example of what LTCi costs from a carrier with strong financial ratings. Estimated premiums are based on your age, marital status, daily benefit, benefit period and inflation protection. Premiums are annual and assume the middle health rating. Actual pricing may be higher or lower. Underwriting is required and acceptance is not guaranteed.

3 year benefit period, 90 day elimination period, 3% compound inflation

Married (per individual) Single
$100$150$200Age$100$150$200
$820$1,230$1,64040$1,180$1,770$2,360
$890$1,335$1,78045$1,270$1,905$2,540
$980$1,470$1,96050$1,390$2,085$2,780
$1,090$1,635$2,18055$1,560$2,340$3,120
$1,270$1,905$2,54060$1,810$2,715$3,620
$1,630$2,445$3,26065$2,320$3,480$4,640
$2,380$3,570$4,76070$3,400$5,100$6,800
  • Starting daily benefits are available in increments of $10, from $50 to $400 (varies by state)
  • Benefit periods of two, three, four, five or six years are available. Unlimited benefits are available with hybrid products.
  • 5% compound inflation protection is available
  • To learn more, please contact an advisor to schedule a no obligation phone consultation